BCL Research
Original data and primary research on the crypto lending market. Each dataset is sourced, reviewed, and dated — so you can cite the numbers and trace the methodology. New entries are reviewed every Monday.
Crypto Loan Rate Index
Side-by-side borrow rates from every CeFi and DeFi platform we cover. CeFi figures verified manually each week; DeFi figures pulled from on-chain protocols. Includes asset, LTV, source link, and last-verified date for each row.
View the index →Liquidation Threshold Tracker
Historical view of liquidation LTV thresholds across the major protocols and CeFi platforms. Useful for sizing risk on long-duration positions.
In developmentRate Volatility Index
Rolling 30-day standard deviation of borrow rates per protocol — an honest answer to "how stable is this rate, really?".
In developmentAbout this research program
BCL Research exists to publish primary data on the crypto lending market that we'd want to read ourselves. Every dataset has a public methodology, a named reviewer, and a verifiable refresh cadence. We don't republish other aggregators' data — we source directly from each platform's public rate pages and from on-chain protocol data, then sign each row with a verification date.
If you want to cite a number from one of our datasets in your own work, please include the verification date and a link back to the source page. If something looks wrong or stale, email hello@bestcryptoloans.org — we'd rather correct it than defend it.